I am so fortunate to be able to stay home full-time with Bailey and (soon) our new baby. And thanks to Employment Insurance (EI), I’m able to stay home for another year yet.
Steve, however, is stuck working 40 hours a week. He says that it is worth it for him to see us so happy, but I can’t help wishing that we could all experience this full-time freedom. When my EI runs out in April 2010 I, too, will need to find another source of income.
We have some debts that must be taken care of. We’re not terrible with money, but we’re not great either, and we sometimes fall into the “gotta-have-it” trap. If we were completely debt-free we could live on as little as $1800-$2500/month. The lower amount is with a (very) generous grocery budget if we stay in our current tiny apartment. The larger amount is if we move into a 3 bedroom condo.
I could go back to university. It’s fully paid for and I get a living allowance. The thing is, I can’t figure out an end goal. What I really want to do with my life is raise my family in freedom. Sure, it would be nice to live in a mansion, drive a sports car, and travel in style all over the world. Honestly, though, I’d rather live in a small home, have a decent car, travel on a budget, and have my freedom.
Clearly, we need to make a plan. Eventually, I’d love to see us both at home as much as possible. I am confident that we will figure this out!
This picture was taken two years ago. It’s still one of my favourites!